I opened my eyes and lay still trying to figure it out. What is it? What’s wrong? Something isn’t right, but what? My mind is racing at top speed, analyzing, calculating, and not coming up with the answer. I slowly raise my head, turning slightly and then I see it. Jumping out at me! Clearly visible now, it’s the unmistakable red hue, of ……2:38. The digital clock reads 2:38. It’s 2:38AM and instead of dreaming of sugar plums I am awake. Wide awake and, by anyone’s definition it is the middle of the night. The cause is so simple and common I am ashamed to admit it. WORRY! In my case I am worrying about all the things I need to get done and not having enough time to do them. Many of which are beyond my control but important. Then it strikes me that this is how people feel when they look at their investment statements and see three shades of red. The red of negative return numbers, the red sheen of anger and the red flush of embarrassment. You have worked so hard to build your life savings up. It is invested in the stock market, which is falling like a rock. How could I let this happen? I should know better. Have I been taken? How could I be so dumb? Why did I choose that investment? Why did I trust that investment advisor? Why didn’t I get some advice? At this point you know you have failed the sleep test. When you go to bed at night and wake up worrying about your investments, you are in the wrong investments. I feel better now. Realizing that what I do is important. I help people pass the sleep test, 1, 2, 3, 4 sheep and I am out.

• Objects Are Closer Than They Appear
• Restarts
• Fox Guarding the Hen House
• Service to Survive or Thrive
• Mission ICED TEA